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Located in Beautiful Northern Arizona, we thrive on the success and satisfaction of our clients.

about Northern Arizona Mortgage Corporation

Calculators

Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Our ServicesFind Loan Products We Offer

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

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Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Submit your Application

Home Purchase Loans and Refinance in Cottonwood, AZ

Welcome to the official site of Northern Arizona Mortgage Corporation. We are a full-service mortgage company based in Cottonwood, AZ. We specialize in Home Purchase Loans and Refinance in Cottonwood, Sedona, and Village of Oak Creek. We have also served the surrounding cities in Yavapai, Coconino and Maricopa County since 1985. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money by getting you a new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out
USDA Streamline | Conventional

What makes Northern Arizona Mortgage Corporation unique is that we offer that local experience you just can't get with big banks. We can also help you with Jumbo Loans and Reverse Mortgages.

Contact Northern Arizona Mortgage Corporation today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

We service any of these zip codes: 86326, 86336, 86339, 86340, 86325, 86326, 86341, 86351, 86301, 86303, 86322, 86304, 86313, 86001, 86002, 86004, 86001, 86017, 86336, 86312, 86314, 86315, 86327, 86329.

WHAT PEOPLE SAYSome of our Awesome Testimonials

Initially we had reservations about not using a big national bank for our mortgage, but after working with Northern Arizona Mortgage we will never go back. Everyone involved in our transaction, from the office staff to the processor and loan officer were very knowledgeable and responsive to any questions that came up. They took the time to explain our options in layman’s terms, so we didn’t have to decipher all the confusing lending jargon. We would highly recommend to anyone looking for a mortgage to check with the folks at Northern Arizona Mortgage before you look anywhere else. First class all the way!

Barry D.

Sedona, AZ

Northern Arizona Mortgage did a great job on helping me refinance my home. They got me a good rate, were very helpful in assembling the appropriate documents and I am very satisfied.

Becky S.

Sedona, AZ

We used Northern AZ Mortgage to purchase our first home in the Verde Valley. The process was easy. Shelly and Wendy did an amazing job of keeping us in the loop and getting us closed on time. 5 stars all the way!!

Heather G

Cornville, AZ

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